Mortgage Rate Shopping

When shopping for the best home loan rates, are pre-payment penalties really a good thing? In the past home buyers and home owners seeking refinance or purchase mortgage loans were either oblivious to what loan prepayment penalties meant, or found them oppressive. So why hasthe perception on the features of loan…

Both mortgage loan rates and investing in property are both very attractive right now, but should real estate investors expect to pay higher than advertised interest rates when applying for a loan? The true profitability of any investment property really all comes down to the financial leverage. What may at first…