Can A Seller Force Me To Use Their Mortgage Lender?

Last Updated 6/11/2015

Can a property seller or real estate agent force you to use their mortgage lender, and why should you always think twice about it? This can be a particularly confusing, and frustrating question and scenario for home buyers, and especially first time home buyers. Sellers and their Realtors demanding, or at…

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Where Can I Find Help With Down Payments?

Last Updated 6/11/2015

Where can today’s first time home buyers find assistance with down payments? It is a very appealing time to purchase a home. However, despite attractive home prices and interest rates many first time home buyers have allowed themselves to be held back by the perceived obstacle of needing sizable down payments….

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Types Of Insurance Required When Getting A Mortgage Loan

Last Updated 6/11/2015

What types of insurance do buyers need when taking out a purchase mortgage loan? Home related insurances can be one of the larger expenses involved in buying and owning a home. However, they are often overlooked, or underestimated by home buyers. Homeownership can certainly be one of the best financial moves…

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How Can I Get A Mortgage Loan To Buy A Foreclosure Home?

Last Updated 6/11/2015

Foreclosure homes still appear to offer great deals for home buyers, so how can you get a purchase mortgage to scoop one up? While the foreclosure crisis officially ended when the market began to turn around in 2011 back logs in processing them at servicers and in the courts has meant…

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10 Ways to Save for Down Payment on a House

Last Updated 6/11/2015

There has never been a more attractive time for buying a home, and most of us will never live long enough to see conditions as great as this again. Yet, many individuals feel held back from the opportunity and need to buy a home due to lack of down payments. So…

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Best Ways To Rebuild Credit To Buy A Home

Last Updated 6/11/2015

What are the best ways for individuals to rebuild their credit in order to buy a home? The recent years of crisis have bruised the credit of many millions of Americans and US residents. Many see this as a roadblock to obtaining a purchase mortgage, buying a home, and enjoying all…

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All About Earnest Money Deposits

Last Updated 4/13/2015

Earnest money is a deposit paid on a real estate sales contract to confirm the offer. An earnest money deposit is made to reassure the seller about the buyer’s commitment to follow through on a sales contract. The earnest money deposit is a critical part of the home buying process since sales…

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7 Signs That You’re Ready to Buy a Home

Last Updated 4/13/2015

Buying a home is most likely the biggest purchase you’ll ever make, and it is certainly one of the biggest responsibilities you can take on. Most people grow up with the dream of owning a home someday. Although you know you want to own a home, you may be unsure if…

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You’re Under Contract on a House… Now What??

Last Updated 1/21/2015

After months of planning and preparation, countless hours spent searching online, and viewing several listings with your realtor, you’ve finally gone under contract on a house. Most people who buy home feel like they are at the end of their home buying journey, when really the most intensive part is just beginning….

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